{"id":42655,"date":"2025-10-20T08:00:00","date_gmt":"2025-10-20T06:00:00","guid":{"rendered":"https:\/\/castegnaro.lu\/?p=42655"},"modified":"2025-10-17T10:02:30","modified_gmt":"2025-10-17T08:02:30","slug":"depot-du-projet-de-loi-relatif-a-la-reforme-du-regime-des-pensions","status":"publish","type":"post","link":"https:\/\/castegnaro.lu\/en\/depot-du-projet-de-loi-relatif-a-la-reforme-du-regime-des-pensions\/","title":{"rendered":"D\u00e9p\u00f4t du projet de loi relatif \u00e0 la r\u00e9forme du r\u00e9gime des pensions"},"content":{"rendered":"<div name=\"module-insight-bloc-paragraph\" class=\"container-px-25 mt-30 paragraph-body-small lg:mt-20 lg:text-20\">\n    \n    <p>The <a href=\"https:\/\/dowhs.r.a.d.sendibm1.com\/mk\/cl\/f\/sh\/SMK1E8tHeG7uihbsc78dkv5zsFsd\/JcB_dlbgQ_V4\">bill<\/a> 8634 relatif \u00e0 la r\u00e9forme du r\u00e9gime des pensions ( le \u00ab Projet \u00bb) a \u00e9t\u00e9 d\u00e9pos\u00e9 \u00e0 la Chambre des D\u00e9put\u00e9s le 10 octobre 2025.<\/p>\n<p>Plusieurs mesures importantes pour assurer la viabilit\u00e9 du syst\u00e8me des pensions au Luxembourg sont envisag\u00e9es :<\/p>\n<ul>\n<li>La pr\u00e9servation de l\u2019\u00e2ge l\u00e9gal de d\u00e9part \u00e0 la retraite \u00e0 65 ans.<\/li>\n<li>L\u2019augmentation progressive de la p\u00e9riode de cotisation obligatoire \u00e0 cotisations effectives de 8 mois, passant de 480 mois \u00e0 488 mois \u00e0 l\u2019horizon 2030. \u00a0La p\u00e9riode augmenterait d\u2019abord d\u20191 mois en 2026 et en 2027, puis de 2 mois pour les ann\u00e9es 2028 \u00e0 2030.<\/li>\n<li>L\u2019augmentation du taux de cotisation globale \u00e0 l&rsquo;assurance pension de 24,0% \u00e0 25,5% d\u00e8s 2026, \u00e0 raison d\u2019une augmentation de 0,5% par partie prenante (i.e. employeur, salari\u00e9, Etat).<\/li>\n<li>L\u2019introduction d\u2019un r\u00e9gime de pension progressive en vue d\u2019inciter les assur\u00e9s \u00e0 prolonger leur carri\u00e8re professionnelle, m\u00eame partiellement.<\/li>\n<li>La flexibilisation de la prise en compte des p\u00e9riodes d\u2019\u00e9tudes et de formation professionnelle, non indemnis\u00e9es au titre d\u2019un apprentissage, au cours de la carri\u00e8re d\u2019assurance pension enti\u00e8re \u00e0 hauteur de maximum 9 ann\u00e9es.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>Le Projet vise \u00e0 anticiper la croissance des d\u00e9penses de pension et \u00e0 inciter les travailleurs \u00e0 partir en retraite plus tard, sans pour autant les y contraindre.<\/p>\n<p>Le d\u00e9p\u00f4t du Projet marque la premi\u00e8re \u00e9tape du processus l\u00e9gislatif qui pourra voir \u00e9voluer les mesures propos\u00e9es par le Gouvernement.<\/p>\n<p>&nbsp;<\/p>\n<p>Des questions ? N\u2019h\u00e9sitez \u00e0 contacter notre\u00a0<a href=\"mailto:contact@castegnaro.lu\">\u00e9quipe d\u2019experts<\/a>\u00a0!<\/p>\n   \n<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":8,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"country":[433],"class_list":["post-42655","post","type-post","status-publish","format-standard","hentry","category-article","country-lu","entry"],"_links":{"self":[{"href":"https:\/\/castegnaro.lu\/en\/wp-json\/wp\/v2\/posts\/42655","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/castegnaro.lu\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/castegnaro.lu\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/castegnaro.lu\/en\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/castegnaro.lu\/en\/wp-json\/wp\/v2\/comments?post=42655"}],"version-history":[{"count":8,"href":"https:\/\/castegnaro.lu\/en\/wp-json\/wp\/v2\/posts\/42655\/revisions"}],"predecessor-version":[{"id":42663,"href":"https:\/\/castegnaro.lu\/en\/wp-json\/wp\/v2\/posts\/42655\/revisions\/42663"}],"wp:attachment":[{"href":"https:\/\/castegnaro.lu\/en\/wp-json\/wp\/v2\/media?parent=42655"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/castegnaro.lu\/en\/wp-json\/wp\/v2\/categories?post=42655"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/castegnaro.lu\/en\/wp-json\/wp\/v2\/tags?post=42655"},{"taxonomy":"country","embeddable":true,"href":"https:\/\/castegnaro.lu\/en\/wp-json\/wp\/v2\/country?post=42655"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}